H.A. Kramer & Associates | Fiduciary Advice LifeGuide Services

Fiduciary Advice

Get deep support and comprehensive guidance with our
Financial Planning Services.

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When is the right time to work on your pre- and post-retirement goals?

Goal Prioritization & Life Planning

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What is the best path forward for you through divorce, death or dementia?

Transition Planning

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Who will inherit your legacy and how can you safeguard it?

Estate Planning

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How can you minimize risk and maximize financial confidence?

Insurance Analysis & Planning

LifeGuide Services

Get practical advice and superior support with our LifeGuide Services.

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How can you make the most of your money?

Retirement Income Maximization

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What is the best plan for protecting your wealth?

Income Protection

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Who can help you get your paperwork in proper order?

Financial & Legal Document Management

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How can you make sure your wellbeing is well taken care of?

Healthcare & Insurance Management

View All LifeGuide Services

Going beyond begins by connecting on a personal level.

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Communication

We are friendly, approachable and easy to talk to about any issues you’re facing.

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Consultation

We act as life consultants across a wide range of circumstances that go well beyond financial.

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Consideration

We provide extensive and focused experience for each family we serve.

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Confirmation

We guide families through death, divorce, dementia, disability or retirement to find clarity and comfort.

A trusted confidante and compassionate listener.

We exclusively serve outstanding women who want to grow and protect their wealth and nurture their families. For over 30 years, Howard Kramer has built a reputation as a personal confidante and a trusted advisor.

Howard A. Kramer

CERTIFIED FINANCIAL PLANNER™
Accredited Investment Fiduciary®

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