H.A. Kramer & Associates | Fiduciary Advice LifeGuide Services

Fiduciary Advice

Get deep support and comprehensive guidance with our
Financial Planning Services.

When is the right time to work on your pre- and post-retirement goals?

Goal Prioritization & Life Planning

What is the best path forward for you through divorce, death or dementia?

Transition Planning

Who will inherit your legacy and how can you safeguard it?

Estate Planning

How can you minimize risk and maximize financial confidence?

Insurance Analysis & Planning

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LifeGuide Services

Get practical advice and superior support with our LifeGuide Services.

How can you make the most of your money?

Retirement Income Maximization

What is the best plan for protecting your wealth?

Income Protection

Who can help you get your paperwork in proper order?

Financial & Legal Document Management

How can you make sure your wellbeing is well taken care of?

Healthcare & Insurance Management

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Going beyond begins by connecting on a personal level.

Communication

We are friendly, approachable and easy to talk to about any issues you’re facing.

Consultation

We act as life consultants across a wide range of circumstances that go well beyond financial.

Consideration

We provide extensive and focused experience for each family we serve.

Confirmation

We guide families through death, divorce, dementia, disability or retirement to find clarity and comfort.

A trusted confidante and compassionate listener.

We exclusively serve outstanding women who want to grow and protect their wealth and nurture their families. For over 30 years, Howard Kramer has built a reputation as a personal confidante and a trusted advisor.

Howard A. Kramer